Policies & notices

Last updated: October 2026

We give you meaningful choices about how your personal information is used. This page explains how to opt out of the “sale” or “sharing” of your personal information and of its use for targeted advertising, how to limit the use of sensitive personal information, and how to exercise your other privacy rights. These terms have specific meanings under state privacy laws, and the choices below are available to residents of every U.S. state to the extent their law provides them. For full detail, see our Privacy Policy.

1. Opt out of the sale or sharing of personal information

We do not sell your personal information for money. Some state privacy laws treat the use of advertising cookies on our website as “sharing” for cross-context behavioral advertising. You can opt out of that at any time by:

• Enabling a browser-based opt-out preference signal, such as Global Privacy Control (see below), or
• Emailing us at lifepolicysupport@gmail.com with the subject line “Privacy Choices,” and telling us the browser or device you want covered.

This opt-out applies to website advertising cookies and does not affect the contact information you submit to request a quote, which we use only to fulfill your request. We will process your request as required by applicable law.

2. Global Privacy Control and opt-out preference signals

We honor recognized opt-out preference signals, including the Global Privacy Control (GPC). When we detect a valid GPC signal, we treat it as a request to opt out of the sale or sharing of personal information associated with that browser or device. Because these signals are browser and device specific, you will need to enable GPC on each browser and device you use. You can learn more and download a supported browser or extension at globalprivacycontrol.org.

3. Limit the use of sensitive personal information

In states that provide the right, you may direct us to limit our use and disclosure of your sensitive personal information to those uses permitted by law. We do not use sensitive personal information to infer characteristics about you, and we do not sell the sensitive personal information of Maryland residents. To limit the use of sensitive personal information, email lifepolicysupport@gmail.com.

4. Interest-based advertising

You can also limit interest-based advertising through industry tools, including the Digital Advertising Alliance at youradchoices.com/controland the Network Advertising Initiative at optout.networkadvertising.org. Opting out does not stop all advertising; you may still see generic or contextual ads.

5. Your other privacy rights

Depending on your state, you also have rights to know and access, correct, delete, and obtain a portable copy of your personal information, to opt out of certain profiling, and to appeal a denied request. To exercise these rights, email lifepolicysupport@gmail.com or see the full description in our Privacy Policy. To stop marketing calls or text messages, see our DNC Policy.

6. Verification, authorized agents, and timing

To protect your information, we will take steps to verify your identity before fulfilling certain requests. You may authorize an agent to submit a request on your behalf, subject to proof of authorization and verification. We will respond within the time required by your state, generally within 45 days, with one permitted extension. We will not discriminate against you for exercising any of these choices.

7. Contact

Questions about your privacy choices can be sent to lifepolicysupport@gmail.com or to Life Policy Support, at (201) 277-5925.

Last updated: October 2026

This Consumer Health Data Privacy Notice (this “Notice”) supplements our Privacy Policy and describes how Life Policy Support (“we,” “us,” or “our”), collects, uses, and shares the category of personal data defined as “consumer health data” under the Washington My Health My Data Act (“MHMDA”). This Notice applies to you if you are a Washington resident or if your consumer health data was collected in Washington. Residents of Nevada and Connecticut may have similar rights regarding consumer health data under their respective state laws.

1. What consumer health data is

“Consumer health data” is defined broadly under the MHMDA to mean personal information that is linked or reasonably linkable to a consumer and that identifies the consumer’s past, present, or future physical or mental health status. Because we ask only for the limited information needed to provide a quote and connect you with a licensed agent, the consumer health data we may collect is limited.

2. Categories of consumer health data we collect

The consumer health data we may collect can include:

• Information indicating that you are seeking insurance related to health, final expenses, or end-of-life needs.
• Limited self-reported information you choose to provide, such as your age, gender, or whether you use tobacco, when offered to obtain an accurate quote.
• Inferences derived from the above or from your use of the Site that could indicate an interest in health-related insurance products.

3. Sources of consumer health data

We collect this data directly from you when you complete a form, call us, or otherwise communicate with us, and, in limited cases, automatically through the Site or from service providers acting on our behalf.

4. How we use consumer health data

• To provide the Services, respond to your request, and connect you with a licensed agent or insurer.
• To communicate with you about your inquiry and, where you have consented, about related products.
• To secure our systems, prevent fraud, and protect our legal rights.
• To comply with our legal and regulatory obligations.

5. How we share consumer health data, and with whom

We may share consumer health data with the following categories of recipients:

• You, at your request.
• Insurers and licensed agents who provide coverage options based on the information you give us.
• Service providers and processors that help us operate our business, such as hosting, analytics, and call handling, under contracts that limit their use of the data.
• Legal and regulatory recipients, such as law enforcement or regulators, when required by law or to protect our legal interests.

We do not sell consumer health data, and we do not share it with third parties or affiliates for their own marketing purposes. A current list of the specific affiliates and categories of third parties with which we share consumer health data is available on request by emailing lifepolicysupport@gmail.com.

6. Consent

We collect and use your consumer health data only after you provide it to us in connection with your request, and only for the purposes described in this Notice. We obtain your separate consent before collecting consumer health data for purposes beyond those necessary to provide the Services, and we obtain separate consent before sharing consumer health data where required. We will not sell consumer health data without first obtaining valid written authorization that meets the requirements of the MHMDA.

7. Your rights

The MHMDA provides Washington consumers the right to:

• Confirm whether we are collecting, sharing, or selling your consumer health data, and access that data.
• Obtain a list of the third parties and affiliates with whom we have shared or to whom we have sold your consumer health data.
• Withdraw consent to the collection and sharing of your consumer health data.
• Have your consumer health data deleted, subject to certain exceptions.

8. How to exercise your rights

To exercise any of these rights, email us at lifepolicysupport@gmail.com. We will verify your request and respond within the time required by law. You may authorize an agent to submit a request on your behalf, subject to verification.

9. Geofencing

We do not use geofencing to establish a virtual boundary around any in-person health care facility or to identify, track, collect data from, or send notifications to consumers based on their proximity to such a facility.

10. Appeals and complaints

If we decline to act on your request, you may appeal by emailing us with the subject line “MHMDA Appeal.” If your appeal is denied, you may submit a complaint to the Washington State Attorney General at atg.wa.gov/file-complaint.

11. Contact

Questions about this Notice can be sent to lifepolicysupport@gmail.com or to Life Policy Support, at (201) 277-5925.

Last updated: October 2026

These Terms of Use (the “Terms”) are a binding agreement between you and Life Policy Support (“Life Policy Support,” “we,” “us,” or “our”), and govern your access to and use of the website at life-policy-support.org (the “Site”) and our related services (collectively, the “Services”). Please read these Terms carefully. By accessing or using the Site, submitting information through it, or otherwise using the Services, you agree to these Terms and to our Privacy Policy, which is incorporated by reference. If you do not agree, do not use the Site or the Services.

1. Changes to these Terms

We may modify these Terms at any time. When we make changes, we will revise the “Last updated” date above, and the updated Terms become effective when posted. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the Site and the Services.

2. Eligibility

You must be at least 18 years old and able to form a legally binding contract to use the Site and the Services. By using the Site, you represent and warrant that you meet these requirements and that the information you provide is true, accurate, current, and complete. The Site is intended for users located in the United States.

3. What the Services are, and are not

Life Policy Support is a free insurance comparison and referral service operated as an independent brand. We are not an insurance agency, insurer, or licensed producer. Through the Site we provide a free service that connects you with independent, licensed insurance agents and insurers who can compare options and help you apply for coverage. We do not issue policies, we do not make underwriting or coverage decisions, we do not charge consumers a fee to use the Site, and we are not affiliated with, endorsed by, or sponsored by any single insurer or any government agency (including Medicare, the Centers for Medicare and Medicaid Services, the Social Security Administration, the Department of Veterans Affairs, or any state program). We do not guarantee that you will qualify for coverage, receive any particular rate or product, or be contacted by an agent. Any quotes or figures shown are illustrative and not an offer of insurance. Coverage, rates, products, and availability vary by carrier, by state, and by underwriting, and are not binding until an application is reviewed and approved by the issuing insurer.

4. No professional advice

The content on the Site is provided for general informational and educational purposes only and is not insurance, financial, tax, or legal advice. You should not rely on the Site as a substitute for advice from a licensed professional who is familiar with your specific situation. Decisions about insurance coverage are completed through licensed insurance professionals.

5. Consent to be contacted (calls, texts, and email)

If you request a quote, submit the contact form, or otherwise provide your contact information and consent, you authorize Life Policy Support and the independent licensed agent we connect you with to contact you at the telephone number, email address, and mailing address you provide, including by automated telephone dialing systems and artificial or prerecorded voice messages, to respond to your request and discuss insurance options, even if your number is listed on a federal or state Do Not Call list. The independent licensed agents and insurers we connect you with will contact you by telephone and email about your request; they do not send you text messages under this consent.

Separately, by providing your mobile number you authorize Life Policy Support only to send you text messages, including by automated means, for purposes including responding to your request and marketing. This text-message consent runs to Life Policy Support and is not shared with third-party agents or insurers. You understand that consent is not a condition of any purchase. Message and data rates may apply, message frequency varies, and you may reply STOP to opt out of text messages or HELP for help. You may revoke consent at any time as described in our DNC Policy and SMS Terms. You also consent to the monitoring and recording of telephone calls with our representatives for quality assurance and training, where permitted by law.

6. Acceptable use

You agree not to, and not to permit any third party to:

• Use the Site for any unlawful, fraudulent, or unauthorized purpose, or in violation of these Terms.
• Provide false, inaccurate, or misleading information, or impersonate any person or entity.
• Submit another person’s information without their authorization.
• Use any robot, spider, scraper, or other automated means to access, copy, or harvest information from the Site.
• Interfere with or disrupt the Site, its servers, or networks, or attempt to gain unauthorized access to any system.
• Introduce viruses, malware, or other harmful code, or engage in any activity that imposes an unreasonable load on our infrastructure.
• Reverse engineer, decompile, or attempt to extract the source code of the Site, except as permitted by law.
• Infringe the intellectual property or other rights of Life Policy Support or any third party.

We may investigate and take appropriate action, including suspending or terminating access, for any violation of these Terms.

7. Intellectual property

The Site and its content, including text, graphics, logos, images, design, and software, are owned by or licensed to us and are protected by United States and international intellectual property laws. We grant you a limited, revocable, non-exclusive, non-transferable license to access and use the Site for your own personal, non-commercial use, subject to these Terms. You may not copy, reproduce, modify, distribute, publicly display, create derivative works from, or otherwise exploit any part of the Site for commercial purposes without our prior written permission.

8. Trademarks and third-party names

“Life Policy Support” and our logos are marks of Life Policy Support. Third-party names, trademarks, and service marks that appear on the Site are the property of their respective owners and are used only to identify the carriers and products the independent licensed agents we connect you with can compare. Their use does not imply any affiliation with, endorsement by, or sponsorship by those third parties.

9. Third-party links and services

The Site may contain links to third-party websites and services that we do not own or control, including those of insurers, agents, and our advertising service providers. We provide these links for convenience and are not responsible for the content, products, services, or privacy practices of any third party. Your dealings with third parties are solely between you and the third party.

10. Disclaimers

THE SITE AND THE SERVICES, AND ALL CONTENT, ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE OR ITS SERVERS ARE FREE OF HARMFUL COMPONENTS. WE MAKE NO WARRANTY REGARDING THE ACCURACY, COMPLETENESS, RELIABILITY, OR TIMELINESS OF ANY CONTENT.

11. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL LIFE POLICY SUPPORT OR ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR RELATING TO YOUR USE OF, OR INABILITY TO USE, THE SITE OR THE SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT, STATUTE, OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. TO THE FULLEST EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE SITE OR THESE TERMS WILL NOT EXCEED ONE HUNDRED DOLLARS (US $100). SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.

12. Indemnification

You agree to defend, indemnify, and hold harmless Life Policy Support and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or in any way connected with your access to or use of the Site or the Services, your violation of these Terms, or your violation of any law or the rights of any third party.

13. Dispute resolution; binding arbitration; class-action waiver

PLEASE READ THIS SECTION CAREFULLY, AS IT AFFECTS YOUR LEGAL RIGHTS. Except where prohibited by law, you and we agree that any dispute, claim, or controversy arising out of or relating to the Site, the Services, or these Terms will be resolved by binding individual arbitration, rather than in court, except that either party may bring an individual claim in small-claims court. The arbitration will be administered by a recognized arbitration provider under its applicable rules, and judgment on the award may be entered in any court of competent jurisdiction. YOU AND WE EACH WAIVE THE RIGHT TO A TRIAL BY JURY AND THE RIGHT TO PARTICIPATE IN A CLASS, COLLECTIVE, OR REPRESENTATIVE ACTION. Before initiating arbitration, the parties agree to attempt in good faith to resolve the dispute informally by written notice and a period of at least 30 days. You may opt out of this arbitration agreement by sending written notice to us at the address below within 30 days of first accepting these Terms. This arbitration agreement is governed by the Federal Arbitration Act.

14. Governing law and venue

These Terms and any dispute arising out of them are governed by the laws of the State of Florida, without regard to its conflict-of-laws rules. Subject to the arbitration provision above, you agree that any action not subject to arbitration will be brought exclusively in the state or federal courts located in Florida, and you consent to the personal jurisdiction of those courts.

15. Time limitation on claims

To the extent permitted by law, any claim arising out of or relating to the Site, the Services, or these Terms must be filed within one year after the claim arose, or it is permanently barred.

16. Electronic communications and consent to e-records

By using the Site, you consent to receive communications from us electronically, including by email or by notices posted on the Site, and you agree that all agreements, notices, disclosures, and other communications we provide electronically satisfy any legal requirement that they be in writing.

17. Termination

We may suspend or terminate your access to the Site at any time, with or without cause or notice. The provisions of these Terms that by their nature should survive termination will survive, including intellectual property, disclaimers, limitation of liability, indemnification, and dispute resolution.

18. General provisions

These Terms, together with the Privacy Policy and any other policies referenced here, constitute the entire agreement between you and us regarding the Site and supersede any prior agreements. If any provision is held unenforceable, the remaining provisions will remain in full force and effect. Our failure to enforce any provision is not a waiver of that provision. You may not assign these Terms without our prior written consent, and any attempted assignment is void; we may assign these Terms freely. We will not be liable for any failure or delay in performance resulting from causes beyond our reasonable control.

19. California users

Under California Civil Code Section 1789.3, California residents are entitled to the following notice: the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (800) 952-5210.

20. Contact

Questions about these Terms can be sent to Life Policy Support, at lifepolicysupport@gmail.com, (201) 277-5925.

Last updated: October 2026

These SMS Terms govern text messages sent by Life Policy Support. By providing your mobile number and opting in on one of our forms, you agree to these terms.

1. Program description

When you opt in, Life Policy Support sends recurring text messages related to your insurance inquiry, including quote follow-ups, appointment and policy or renewal reminders, account and servicing messages, and occasional promotional offers. Consent to receive text messages is not a condition of any purchase.

2. Message frequency

Message frequency varies.

3. Cost

Message and data rates may apply.

4. How to opt out (STOP)

You can cancel at any time by replying STOP to any message. After you reply STOP, we will send one confirmation that you have been unsubscribed, and we will send no further text messages unless you opt in again. We also honor QUIT, END, CANCEL, UNSUBSCRIBE, and any other reasonable request to stop.

5. How to get help (HELP)

Reply HELP to any message for help, or contact us at lifepolicysupport@gmail.com or (201) 277-5925.

6. Carriers

Carriers are not liable for delayed or undelivered messages.

7. Your information

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. We do not sell or share your phone number or your opt-in consent with third parties or lead generators for their marketing. See our Privacy Policy for details.

8. More information

For more information, see our Privacy Policy and Terms of Use. Questions can be sent to lifepolicysupport@gmail.com or (201) 277-5925.

Last updated: October 2026

No employee or agent of Life Policy Support may engage in telemarketing practices that violate the Telephone Consumer Protection Act, the Telemarketing Sales Rule, or any applicable state law. We train the people who place calls on these requirements before they contact consumers and periodically thereafter.

How to opt out

If you do not want to receive marketing calls or text messages from us, you may ask to be placed on our internal Do Not Call list by any of the following:

• Call us at (201) 277-5925.
• Ask to be placed on our Do Not Call list during any call or text from us.
• Reply STOP to any text message from us to opt out of text messages.
• Email us at lifepolicysupport@gmail.com with the telephone number you want added.

We honor opt-out requests made by any reasonable means, and a single opt-out applies to both calls and text messages to that number. We will process your request as soon as practicable, and no later than 10 business days after we receive it. We maintain an internal Do Not Call and suppression list and scrub against the National Do Not Call Registry at least every 31 days. If you change or add a telephone number, you must give us the new number so we can prevent calls to it.

National Do Not Call Registry

The Federal Trade Commission operates a free National Do Not Call Registry. You can add your number by calling (888) 382-1222 or visiting donotcall.gov. It may take several weeks before you notice a reduction in calls.

Questions

Questions about this policy can be sent to lifepolicysupport@gmail.com, by calling (201) 277-5925.

Last updated: October 2026

Life Policy Support strives to make this website accessible to all visitors and is committed to complying with the Americans with Disabilities Act (ADA) and relevant U.S. regulations.

This website is designed to conform with the Web Content Accessibility Guidelines version 2.2, levels A and AA (WCAG 2.2 AA). We test the site regularly, document issues we find, and prioritize them based on overall impact and the effort required to fix them. Issues that significantly affect the experience for people with disabilities are addressed promptly.

If you encounter an accessibility barrier anywhere on this site, please let us know by contacting us at lifepolicysupport@gmail.com so we can help and continue to improve.

Final expense whole life coverage for ages 45 to 85. See what these plans include, then talk to a licensed agent to compare carriers and find the one that fits your budget.

What final expense whole life includes

Final expense (sometimes called burial or funeral) insurance is a small whole life policy built to cover end-of-life costs and leave a little behind for the people you love. Because the licensed agents we connect you with are independent, they compare these plans across more than one insurance company, including a range of A-rated carriers, so you can see your real options side by side. Most plans share the same core features:

• Guaranteed and simplified acceptance options, ages 45 to 85
• No medical exam, and many plans ask no health questions
• Up to $25,000 in coverage
• Premiums that are level and do not increase with age
• A benefit that goes to your family, generally income-tax-free

How the benefit works

Guaranteed acceptance whole life plans typically include a two-year graded death benefit. If death occurs from natural causes during the first two policy years, your beneficiaries receive the premiums paid plus interest rather than the full face amount. After that period, the policy pays its full benefit. Terms vary by carrier and state, and many applicants also qualify for simplified-issue plans that pay the full benefit from day one. A licensed agent can walk you through exactly what each option would pay.

Coverage, amounts, pricing, and availability vary by carrier and by state. Specific coverage terms, underwriting requirements, and carrier details are confirmed by the licensed agent and the issuing insurer before you apply.

Most people between 45 and 85 qualify, with no medical exam and no health questions. Check below, then call to compare carriers and coverage with level premiums.

You likely qualify if…

• You are between the ages of 45 and 85
• You want up to $25,000 in coverage
• You want coverage that will not be denied for health reasons
• Your spouse (if covering them) is also 45 to 85

With a guaranteed acceptance plan, you cannot be turned down for any health reason within those ages. There is no medical exam and there are no health questions. If you are in good health, a licensed agent can also compare simplified-issue plans that may cost less, so you only pay for what fits you.

The fastest way to confirm

Call (201) 277-5925 and a licensed agent will confirm your eligibility and compare your exact rate across carriers in a few minutes, free, with no obligation to apply. Prefer online? Use the Get Your Free Quote button to start.