Protect the people who count on you.
Affordable life insurance that helps your family handle final expenses, debts, and the bills that keep coming. An independent licensed agent compares A-rated carriers to find a cheaper plan that fits your budget.
Families nationwidetrust a real person to help
- Free & no obligation
- Independent, not one company
A-rated
carriers compared side by side
Lower rates
more affordable plans, found for you
All 50 states
licensed agents nationwide
11am–9pm ET
a real person answers, 7 days a week
Getting covered should feel like a relief, not a hassle.
Plain language
No jargon, no fine-print games. We explain it the way you would explain it to family.
No pressure
Ask questions, compare, and walk away if it is not right. Nobody chases you.
Real people
A real person answers, 7 days · 11am–9pm ET. Life support agents are waiting to talk to someone who listens.
One policy. A lot less for them to carry.
Life insurance is not about you. It is about what your family will not have to worry about.
Final expenses
Funeral and burial costs average thousands of dollars. Coverage means your family is not paying for goodbye.
Debts that outlive you
A mortgage balance, a car loan, medical bills. The benefit can settle what would otherwise land on your family.
Everyday bills
Rent, utilities, groceries do not pause. Coverage gives the people you love room to breathe.
A simple, fixed plan
Whole life plans built for a budget: level premiums that do not climb as you get older.
Coverage options, amounts, rates, and availability vary by carrier, age, and state, and are not final until an application is reviewed and approved by the issuing insurer. This is a solicitation of insurance.
Three steps, about ten minutes.
No paperwork marathon. One short call with a real person, and you know exactly where you stand.
- 1
Tell us a little
Your name, state, and number, and what you want covered. Two minutes by phone or with the quick form.
- 2
Compare A-rated carriers
An independent licensed agent puts options side by side and finds a cheaper rate that fits your budget.
- 3
Get covered
Apply right over the phone when you are ready. Many plans need no medical exam.
- Call (201) 277-5925
Ready when you are.
7 days · 11am–9pm ET · A real person answers
The independent licensed agents we connect you with compare plans from A-rated insurance carriers nationwide.
Life Policy Support is independent and is not affiliated with, endorsed by, or sponsored by any insurance carrier.
One company can only sell you one company’s plan.
The agents we connect you with are independent, so they are free to shop more than one carrier on your behalf. They find the coverage that actually fits your age, your budget, and your family, and they tell you plainly when a smaller plan is the smarter call.
- Compare, do not settle
- No cost to you
- Cheaper, more affordable plans
- Often no medical exam
- Great customer service, every call
- Coverage that fits a budget
Answers before you ever pick up the phone.
The short version: it is free, there is no obligation, and we connect you with an independent licensed agent who compares A-rated carriers to find coverage that fits your budget.
The basics, up front.
A first call is one plain conversation about what you want to protect and what fits your budget. Here is what people ask before they pick up the phone.
Is it really free?
Yes. There is no charge to talk with us or to compare your options, and no obligation to apply. You only ever pay a premium if you choose a plan and the insurer approves it.
What do I need to have ready?
Not much. Your age, your ZIP, and a rough idea of what you want to cover is enough to start. A licensed agent walks you through the rest.
Who will I actually talk to?
A real person, available 7 days · 11am–9pm ET, who connects you with an independent licensed agent. No phone trees, no handoffs to a stranger.
Do I need a medical exam?
Often not. Many of the plans the agents compare are available with no medical exam and only a few health questions, and some with none. It depends on the carrier, your age, and the coverage amount.
How fast can I be covered?
Many people finish the call with a plan in place, and some coverage can start the same day. That depends on the carrier, the product, and the information you provide, and is not guaranteed.
Independent, and on your side.
We are a referral service, not a sales floor. Here is what that means in practice, and what we do with what you tell us.
Are you an insurance agency?
No. Life Policy Support is an independent comparison and referral service. We are not an insurance agency, insurer, or licensed producer. We connect you with independent licensed agents who are appointed with the carriers, and any coverage is completed through that agent. The decision is always yours.
Will the plan actually be cheaper?
Often, yes. Because the agents compare more than one A-rated carrier, they can usually find a lower rate for the same coverage, or more coverage for the same budget. And if what you already have is priced well, they will tell you to keep it.
Do you sell my information?
No. We do not sell your personal information for money. We share what you submit with the independent licensed agent who helps you, so they can respond to your request, and your SMS opt-in is never shared with third parties for their marketing.
What happens after I reach out?
An independent licensed agent compares A-rated carriers for your age and budget, answers your questions in plain language, and helps you apply only if you want to. No pressure, no chasing.
Why go through you instead of one company?
A single company can only offer its own plans. An independent agent shops more than one A-rated carrier, so you see real options instead of one pitch, at no cost to you.
What people ask about most.
The agents help with the coverage families ask about most. Here is the plain-English version of each.
What is final expense or burial insurance?
It is a smaller whole life policy meant to cover the funeral, burial, and the bills that come at the end, so your family is not paying for goodbye. Premiums are level and the coverage does not expire as long as they are paid.
How much coverage do I actually need?
Enough to cover final expenses and any debts you would not want to pass on. A licensed agent helps you size it to your budget, and a smaller plan you can keep beats a larger one you cannot.
I am on a fixed income. Can this still work?
Yes. These plans are built for that. The agents focus on level premiums that do not rise as you age, so the payment you start with is the payment you keep.
Can you compare term and whole life for me?
Yes. Term covers a set number of years; whole life is permanent and builds value over time. The right answer depends on what you are protecting and for how long, and an agent lays both side by side.
Do not see your question?
The fastest path to a plain answer is a quick call, or send a note from our contact page.
This page is educational and not tax or legal advice. Life Policy Support is a free comparison and referral service, not an insurance agency, insurer, or licensed producer. Any coverage is completed through independent licensed agents, and the decision is always yours. Plans, rates, and availability vary by carrier, age, and state.
A few minutes now can mean one less worry for them later.
Call and talk to a real person, or leave your details and an independent licensed agent calls you back. Either way it is free, with no obligation.
- Free quote, no obligation
- Cheaper plans from A-rated carriers
- Many plans need no medical exam
7 days · 11am–9pm ET · A real person answers